NPS Calculator India 2026 — National Pension System Returns
Calculate NPS corpus, pension and Section 80CCD(1B) tax savings
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yrs
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NPS Projection at Age 60
NPS Corpus at 60
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Lump Sum (tax-free)
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Annuity Purchase
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Monthly Pension
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Total Invested
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Tax Saved (80CCD 1B)
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💡 Extra Rs.50,000 deduction under Section 80CCD(1B) — over and above Rs.1.5L under 80C. At 30% tax slab: save Rs.15,000 extra tax every year!
Frequently Asked Questions
Section 80CCD(1B) allows additional Rs.50,000 deduction for NPS contribution, over and above the Rs.1.5 lakh limit under Section 80C. At 30% tax slab, this saves Rs.15,600 extra tax per year.
Partial withdrawal (up to 25% of own contributions) allowed after 3 years for specific purposes: children education/marriage, house purchase, critical illness, disability. Full exit before 60 requires 80% annuity purchase.