RD Calculator India 2026 — Recurring Deposit Maturity
Calculate RD maturity, interest earned and returns for any bank
Rs.
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months
RD Maturity Details
Maturity Amount
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Total Deposited
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Interest Earned
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Effective Return
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Monthly Deposit
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Tenure
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RD Interest Rates 2026
Current RD rates for popular banks and Post Office:
| Bank | 1 Year | 2 Years | 3+ Years |
|---|---|---|---|
| SBI | 6.80% | 6.80% | 6.50% |
| HDFC Bank | 7.10% | 7.00% | 7.00% |
| Post Office RD | — | — | 6.70% |
| ICICI Bank | 6.90% | 7.00% | 7.00% |
Frequently Asked Questions
Bank RD rates range from 6.5–7.5% p.a. Post Office RD gives 6.7% for 5-year tenure. Senior citizens get 0.5% extra. Interest is compounded quarterly.
RD suits monthly savers — you invest a fixed amount each month. FD requires lump sum upfront. Returns are similar. For salaried people, RD is more practical. For lump sum availability, FD is better.