PPF Calculator — Public Provident Fund
PPF maturity, interest & tax savings calculator
PPF Maturity Details
PPF Key Facts
🔒 Lock-in: 15 years minimum. Partial withdrawal allowed from 7th year.
💰 Investment limit: Minimum Rs.500, Maximum Rs.1.5 lakh per year.
🎯 Tax benefit: EEE status — Exempt at investment (80C), Exempt on interest, Exempt at maturity.
📈 Current rate: 7.1% p.a. (Q1 2024, revised quarterly by Government).
Frequently Asked Questions
PPF (Public Provident Fund) is a government-backed long-term savings scheme with 15-year lock-in. It offers tax-free returns and is one of the safest investments in India.
Yes. After maturity, you can extend in blocks of 5 years indefinitely — with or without fresh contributions. Extension with contributions continues to earn interest and 80C benefit.
The current PPF interest rate is 7.1% per annum, compounded annually. The rate is set by the government quarterly but has been stable at 7.1% since April 2020.