Lumpsum Calculator — One-Time Investment Returns
One-time investment returns & maturity calculator
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Lumpsum Returns
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Investment vs Returns
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Lumpsum vs SIP
Lumpsum is better when markets are low (buy at bottom). SIP is better when markets are uncertain — it averages your cost. For long-term goals (10+ years), both give similar results at same CAGR.
Maturity = Principal × (1 + Rate/100)^Years
Frequently Asked Questions
Lumpsum means investing a large amount at once, unlike SIP which invests monthly. It is ideal when you have a bulk amount available.
At the same CAGR, lumpsum gives more returns than SIP because the entire amount compounds from day 1. But SIP reduces risk through rupee cost averaging.